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Small business owners who stopped waiting on the bank

Small business funding from $10,000 to $2,000,000.

Apply in minutes and see financing options matched to your business. Same-day funding may be available after approval and verification,* with no hard credit pull to see your options.

Apply Now
$10K to $2MFunding range
No hard credit pull to see offers
Apply in Minutes
Two café owners holding a Yes We're Open sign
RetailRevenue-Based Financing · Funded in as little as 1 business day
$65,000
Chef shaking hands with a food supplier in a commercial kitchenCatering · $251K Funded
Construction crew reviewing a funding approval on siteConstruction · $562K Funded
Doctor consulting with a patient in a medical practiceMedical Practices · $125K Funded

Actual funding examples. Representative images are not actual customers. Individual results vary.

* Past funding examples do not guarantee approval, funding amount, terms, product availability, or funding speed. Same business day funding is subject to approval, verification, required documentation, and bank processing.

How FundingArk works

Apply once. See financing options matched to your business.

Tell us about your business.

Five short screens. No documents to get started.

Compare your financing options.

Compare options, key terms, and total cost side by side.

Choose and get funded.

Choose with help from your funding specialist and get funded as soon as the same business day.*

* Same business day funding is subject to approval, verification, required documentation, and bank processing.

Boutique owner holding a tablet in her shop

One application. A whole network working for you.

FundingArk isn't a bank. We know what our funding partners look for and help match you with partners most likely to fit your needs.

Apply NowExplore financing options matched to your business
Funding options

What does your business need right now?

Start with the need. We’ll help match you with financing options that fit. Not sure where to start? Answer four quick questions to narrow down your options.

Financing options, amounts, terms, timing and availability vary based on eligibility, business characteristics, underwriting, applicable law and other evaluation criteria. Not all options are available in all states. Revenue-Based Financing remittances may be adjusted based on business revenue in accordance with the applicable agreement and reconciliation process. Credit Card Split Funding remits an agreed percentage of card settlements through the payment processor until the purchased amount has been delivered. Reverse Consolidation payment reductions vary based on existing obligations, eligibility and transaction terms and do not necessarily pay off, refinance or replace existing obligations. FundingArk is not a bank and does not itself offer all financing options displayed.

Owners who've been there

Why business owners choose FundingArk when they need financing again.

$10K–$2MFunding range
MinutesTo apply
Same DayFunding may be available*
0Hard pulls to apply
Reverse consolidation calculator

Stacked advances? See what consolidation could free up.

Add your existing advances to estimate how much your aggregate weekly payment burden could be reduced. Eligible businesses may reduce aggregate weekly payment burden by up to 50% through scheduled capital, helping improve cash flow.*

* Actual payment reduction varies based on existing obligations, eligibility and financing terms. Reverse Consolidation does not necessarily pay off or replace existing financing obligations.

Balance remainingRemittancePaid
Advance 1
Advance 2
Advance 3
35%50%
See if you could free up ~$19,674 a month
Your current weekly remittances
$9,087/wk
Estimated remittance after consolidation$4,544per week
Estimated cash freed each week$4,544
Estimated cash freed each month$19,674
Total Consolidation Amount$218,000
Today
$9,087
With FundingArk*
$4,544
Potter with a white beard in his studioLive status

Know where your application stands.

Log in to your FundingArk portal to follow your application, review available financing options, and see what comes next.

  • A dedicated specialist assigned to your file
  • Clear visibility, from documents to decisions
  • Track your application progress in one place
FundingArk · Application 2873 Example Status

Application Status

Track your funding progress

Action needed
  1. CompleteApplication submitted(completed step)
  2. CompleteReviewing your data(completed step)
  3. Offer ReadyReview your terms(current step)
  4. FundedMoney in your account(upcoming step)
Your offers are ready

Review your funding options, pick the one that fits your business, and continue to signing.

View Your Offers
Requested$175,000
Monthly revenue$220,000
SubmittedOct 6, 2026
Offers available2
Log in to Merchant Portal →

Example for illustration only. Not an actual application, offer or commitment to provide financing.

Who qualifies

Financing for businesses that keep things moving.

From truckers and contractors to restaurants, salons, medical offices and online sellers, we work with businesses across a wide range of industries. If your business is generating revenue, there’s a good chance we’ve helped a business like yours.

6 moIn business
$10K+Monthly revenue
500+Personal FICO*
BusinessBank Account
ConstructionTruckingRestaurantsRetailMedical & dentalAuto repairSalons & beautyE-commerceHome servicesManufacturing

* Minimum criteria vary by financing option and do not guarantee approval.

Who qualifies for funding?

U.S. businesses generally should have at least six months of operating history, $10,000 or more in monthly business deposits, and an active business bank account. Additional eligibility requirements vary by financing option, state and underwriting criteria.

How fast can I actually get the money?

Once approved and required verification is complete, funding may be available as soon as the same business day. Actual timing varies by transaction and bank processing.

Does applying affect my credit score?

No. Applying with FundingArk uses a soft credit inquiry, so you can explore available financing options without affecting your credit score.

What documents will you ask for?

Documentation varies by application. We may request recent business bank statements, owner identification and other information needed to verify the business and evaluate available financing options. Documents can be submitted securely through the application process.

Who doesn't qualify?

FundingArk provides access only to business-purpose financing. Startups with limited operating history, businesses without an active business bank account, and applicants seeking financing for personal use are not eligible. Additional eligibility requirements vary by state, financing option and underwriting criteria.

What is credit card split funding?

Credit Card Split Funding ties remittances directly to your card sales. An agreed percentage of each credit card settlement is automatically remitted through your payment processor until the purchased amount has been delivered. Because remittances move with card sales, slower sales generally mean lower remittances, while stronger sales mean higher remittances. It can be a good fit for restaurants, retailers, salons and other businesses that generate a meaningful portion of their revenue through card transactions.

Referral Partner Program

Partner with FundingArk.

Become a Referral Partner →

Ready when you are.

Apply in minutes. Prefer to talk first? Call (888) 275-0722 and speak with a funding specialist.

Apply Now